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Vehicle loans —

Let Gesa help you with your next vehicle

What do you see yourself driving? Is it a new car or used truck, a lake boat, an RV for exploring, or an adventurous ATV? Whatever vehicle you see yourself in, we’ll help you get there with a loan that fits your needs.

Auto Refinance Promotion
Limited Time

Auto Refinance

Give yourself the gift of lower payments. Move your auto loan to Gesa for rates as low as 5.24% APR*.

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Car or truck

Everything you need to take your leap whether you’re a first-time buyer or an experienced car shopper.

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Pre-approved

Stroll into the showroom with a pre-approved loan

Within minutes you can be pre-approved online or over the phone, so you’ll be ready to drive into the sunset when you find the new or used vehicle of your dreams. Our rates are always affordable for new or used vehicles, even for first-time buyers.

Find out what you can really afford.

Answer a few questions about your financial situation including your family context, monthly spending and income, and we can help you find a car loan that won’t stretch you too thin.

View more resources
Logo of Gesa Credit Union and Travelers Insurance side by side

Coverage that gives you peace of mind along your journey

As a Gesa member, you get a discount on auto insurance through Travelers. Plus, if Travelers isn’t the right fit at this time, you can compare quotes from up to 50 national and regional carriers through InsuraMatch, a wholly owned agency of Travelers.
A couple standing next to an SUV in a scenic outdoor setting, with the man leaning against the car door and the woman looking into the distance, both smiling.
Texture

People helping people.

Gesa credit union is committed to making a positive impact in the communities we serve.

Affinity debit cards give back to your community when you swipe.

We're in the business of growing yours.

We have the accounts, products, and services to help you and your small business succeed.

Business East

Business Visa:
A low-rate card made for business owners.

Learn More

We have upgraded to a new account opening process. Click Get Started to continue.

Getting started is easy!

Applying should only take a few minutes. Please have these documents ready:

Call (888) 946-4372 or apply at a branch

Already a member?

Use your online banking log-in to pre-fill your application with saved information.

You can easily change your debit card through our affinity form.

Notes & Fees Glossary

Disclaimer
*APY* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change. APY is accurate as of the first day of the month – the last dividend declaration date.
SmartPlus Checking*To earn the higher rate, you must:
  1. Enroll in eStatements
  2. Make a monthly direct deposit of over $200
  3. Complete 15 debit card transactions
  4. Provide and maintain a valid email address
  5. Limit one account per member
For any month where the account does not meet the qualification requirements, the account will earn a lower rate. Minimum balance of $5 needed to open.Qualifying account balances meet minimum requirements. APY subject to change monthly. Rate may change after the account is opened. The qualifying period begins with the first day of the calendar month and ends on the last day of the calendar month at 6:00 P.M. Pacific Time. No monthly fees and no minimum balance required to maintain account. Minimum opening deposit of $5. Fees could reduce earnings. Limit of one specialty checking account (Smart Plus Checking) per member.

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