Credit Cards —
Cards that match
your goals.
Cash Rewards Card
Cash Rewards Card
Best for users looking to earn cash back on everyday purchases
- Unlimited 1.5% cash back
- Receive $100 Bonus Cash Back after $1,000 in qualified purchases within the first 90 days
- 0% APR* intro rate on balance transfers for 6 months after that, variable rates of - APR* apply
- Visa® Signature Concierge†
Wise Card
Wise Card
Best for users looking for competitive rates and carrying a balance
- 0% APR* intro rate on balance transfers for 6 months. After that, variable rates of - APR* apply
Wise Secured Card
Wise Secured Card
Best for those looking to establish or build good credit
- 0% APR* intro rate on balance transfers for 6 months. After that, variable rates of - APR* apply
- Secured by the available funds in your share savings account
Cash Rewards Card
Best for users looking to earn cash back on everyday purchases
- Unlimited 1.5% cash back
- Receive $100 Bonus Cash Back after $1,000 in qualified purchases within the first 90 days
- 0% APR* intro rate on balance transfers for 6 months after that, variable rates of - APR* apply
- Visa® Signature Concierge†
Wise Card
Best for users looking for competitive rates and carrying a balance
- 0% APR* intro rate on balance transfers for 6 months. After that, variable rates of - APR* apply
Wise Secured Card
Best for those looking to establish or build good credit
- 0% APR* intro rate on balance transfers for 6 months. After that, variable rates of - APR* apply
- Secured by the available funds in your share savings account
Notes and Fees
Cash Rewards Card
Please refer to your Visa® Cash Rewards Credit Card Disclosure for important information about rates, fees and other transaction fees.
† Visa Signature Concierge. Certain terms, conditions, and exclusions apply. In order for coverage to apply you must use your covered Visa® card to secure transactions. Please refer to your Visa® Cash Rewards Terms and Conditions for further details.
*APR = Annual Percentage Rate. Offer valid on new Visa® Cash Rewards credit card accounts only. Account transfers such as lost, stolen, or Program changes are not considered new accounts and do not qualify for $100 bonus. For qualifying new accounts opened on or after , earn a $100 cash rewards bonus upon reaching $1,000 in net purchase transactions made with your Cash Rewards credit card account within 90 days of the account opening date. For qualifying new accounts, 0% introductory rate is valid on balance transfers for 6 months. Balance transfers must be completed within 60 days from the date the account is opened to obtain the introductory rate. After introductory period has concluded on balance transfers, the APR will return to the regular rate and monthly periodic rate as specified in the Card Agreement (as low as – for Cash Rewards). The APR is a variable rate that is based on the Prime Rate as published in the Wall Street Journal.
Wise Card
Please refer to your Visa® Wise Credit Card Disclosure for important information about rates, fees and other transaction fees.
† Auto Rental Collision Insurance. Certain terms, conditions, and exclusions apply. In order for coverage to apply you must use your covered Visa® card to secure transactions.
*APR = Annual Percentage Rate. Offer valid on new Visa® Wise credit card accounts only. For qualifying new accounts, 0% introductory rate is valid on balance transfers for 6 months. Balance transfers must be completed within 60 days from the date the account is opened to obtain the introductory rate. After introductory period has concluded on balance transfers, the APR will return to the regular rate and monthly periodic rate as specified in the Card Agreement (as low as – for Wise card). The APR is a variable rate that is based on the Prime Rate as published in the Wall Street Journal.
Wise Secured Card
Please refer to your Visa® Wise Secured Credit Card Disclosure for important information about rates, fees and other transaction fees.
Auto Rental Collision Insurance. Certain terms, conditions, and exclusions apply. In order for coverage to apply you must use your covered Visa® card to secure transactions.
*APR = Annual Percentage Rate. Offer valid on new Visa® Wise Secured credit card accounts only. For qualifying new accounts, 0% introductory rate is valid on balance transfers for 6 months. Balance transfers must be completed within 60 days from the date the account is opened to obtain the introductory rate. After introductory period has concluded on balance transfers, the APR will return to the regular rate and monthly periodic rate as specified in the Card Agreement. (as low as – APR* for Wise card). The APR is a variable rate that is based on the Prime Rate as published in the Wall Street Journal.
Routing Number: 325181248
51 Gage Blvd. Richland, WA 99352
Equal Housing Opportunity
Co-op Shared
Branch
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Affinity debit cards give back to your community when you swipe.
We're in the business of growing yours.
We have the accounts, products, and services to help you and your small business succeed.
Banking made for you.
With best-in-class rates and a variety of everyday banking products, Gesa has the right account, card, or loan for you.
Up to 5.00% APY
On select checking accounts!
Routing Number 325181248
Getting started is easy!
Applying should only take a few minutes. Please have these documents ready:
- Social Security Number (SSN)
- Color copy of driver's license, state ID, or US Passport
- Contact info
-
Opening deposit by debit card or e-transfer*
*Credit cards are not accepted.
Already a member?
Use your online banking log-in to pre-fill your application with saved information.
You can easily change your debit card through our affinity form.
Notes & Fees Glossary
| Disclaimer | |
|---|---|
| *APY | * APY = Annual Percentage Yield. Rates, terms, and fees are subject to change. APY is accurate as of the first day of the month – the last dividend declaration date. |
| SmartPlus Checking | *To earn the higher rate, you must:
|