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Routing Number: 325181248

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Commercial Banking —

Business Savings Accounts

Gesa makes your money work harder with savings options that optimize your cash flow.

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  • Scalable high yield savings
  • Commercial Banking Online access
  • Ideal for overdraft protection

Savings for your business

Whether you’re a small or commercial business looking for the best savings account or a larger enterprise seeking a high yield business savings option, you’re in good hands. With low minimum balances, overdraft protection, and easy online access, our business savings accounts offer the flexibility and support to help Washington businesses grow.

Business savings tailored to help small and commercial businesses grow

  • Low minimum balance of $100 to open and maintain the account
  • Competitive rates assure that your funds are working for you
  • Low monthly service charge can be waived based on the aggregate average daily balances in all other Business accounts
  • Use this account for overdraft protection for a checking or money market account
  • Ensure your membership as a business account member

* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change.

Dividends on Business Savings are calculated using the daily balance method and are paid monthly. Rate may change after the account is opened. The minimum balance to open the Savings Account is $100.00 and you must maintain a minimum $100.00 in your account to avoid a service fee. A minimum daily balance of $500.00 in the account each day is necessary to earn the stated APY. Fees could reduce earnings on the account. APY is accurate as of .

 APY*

With a minimum daily balance of $500 in the account each day to obtain this APY.

Routing Number: 325181248
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Gesa Credit Union
51 Gage Blvd. Richland, WA 99352

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Routing Number
325181248

Contact
51 Gage Blvd.
Richland, WA 99352

(888) 946-4372

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We're in the business of growing yours.

We have the accounts, products, and services to help you and your small business succeed.

Gesa For Businesses
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A low-rate card made for business owners.

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Banking made for you.

With best-in-class rates and a variety of everyday banking products, Gesa has the right account, card, or loan for you.

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Up to 5.00% APY
On select checking accounts!

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(888) 946-4372

Routing Number 325181248

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We have upgraded to a new account opening process. Click Get Started to continue.

Getting started is easy!

Applying should only take a few minutes. Please have these documents ready:

  • Social Security Number (SSN)
  • Color copy of driver's license, state ID, or US Passport
  • Contact info
  • Opening deposit by debit card or e-transfer*
    *Credit cards are not accepted.
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Call (888) 946-4372 or apply at a branch

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Use your online banking log-in to pre-fill your application with saved information.

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Notes & Fees Glossary

Disclaimer
*APY* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change. APY is accurate as of the first day of the month – the last dividend declaration date.
SmartPlus Checking*To earn the higher rate, you must:
  1. Enroll in eStatements
  2. Make a monthly direct deposit of over $200
  3. Complete 15 debit card transactions
  4. Provide and maintain a valid email address
  5. Limit one account per member
For any month where the account does not meet the qualification requirements, the account will earn a lower rate. Minimum balance of $5 needed to open.Qualifying account balances meet minimum requirements. APY subject to change monthly. Rate may change after the account is opened. The qualifying period begins with the first day of the calendar month and ends on the last day of the calendar month at 6:00 P.M. Pacific Time. No monthly fees and no minimum balance required to maintain account. Minimum opening deposit of $5. Fees could reduce earnings. Limit of one specialty checking account (Smart Plus Checking) per member.

* * * * *