Routing Number 325181248
We have a vacancy on our Supervisory Committee. Learn More about how you could help shape the future of Gesa Credit Union.
A Gesa Wise Secured Visa® credit card is the perfect way to establish credit or build good credit, whether you’re starting out or starting over. This card is secured by the available funds in your share savings account.
Please refer to your Visa® Wise Secured Credit Card Disclosure for important information about rates, fees and other transaction fees.
Auto Rental Collision Insurance. Certain terms, conditions, and exclusions apply. In order for coverage to apply you must use your covered Visa® card to secure transactions.
*APR = Annual Percentage Rate. Offer valid on new Visa® Wise Secured credit card accounts only. For qualifying new accounts, 0% introductory rate is valid on balance transfers for 6 months. Balance transfers must be completed within 60 days from the date the account is opened to obtain the introductory rate. After introductory period has concluded on balance transfers, the APR will return to the regular rate and monthly periodic rate as specified in the Card Agreement. (as low as – APR* for Wise card). The APR is a variable rate that is based on the Prime Rate as published in the Wall Street Journal.
Comparison based on competitor data compiled on July 23, 2021 from company websites. Rates shown below do not include promotional rates or specials. Capital One®, Chase®, Bank of America®, Discover®, Wells Fargo, Citi®, and U.S. Bank® products are the property of their respective owners. Gesa Credit Union is not affiliated with or sponsored by any company mentioned
On all balance transfers for 6 months
 Gesa Wise Secured Card |
 BankAmericard® Secured Card |
 Discover it® Secured Card |
 Capital One® Secured Mastercard® |
|
None |
$10 or 3% of the amount of each transaction, whichever is greater |
Intro fee of 3% of the amount of each transaction, after intro period 5% |
3% for any promotional APR, otherwise none |
Gesa Wise Secured Card |
BankAmericard® Secured Card |
Discover it® Secured Card |
Capital One® Secured Mastercard® |
|
0% intro rate for 6 months, after intro period standard variable APR as low as 9.99% |
Standard variable APR as low as 23.24% |
Standard variable APR as low as 23.24% |
Standard variable APR as low as 27.24% |
Gesa Wise Secured Card |
BankAmericard® Secured Card |
Discover it® Secured Card |
Capital One® Secured Mastercard® |
|
0% intro rate for 6 months, after intro period standard variable APR as low as 9.99% |
Standard variable APR as low as 23.24% |
10.99% intro rate for 6 months, after intro period standard variable APR as low as 23.24% |
Standard variable APR as low as 27.24% |
When you bank with Gesa, you keep your money in your community and give back to local schools and organizations.
To get started, check out what you pre-qualify for in just a few minutes and with no ding on your credit score.
Yes! You can choose between two WSU athletics Affinity Cards that give back to the athletics teams with no extra charge to you.
Rates vary and are subject to change at the first of every month, but you can explore rates further on our rates page.
Equal Housing Opportunity
Co-op Shared
Branch
© Gesa Credit Union. All Rights Reserved.
Gesa makes banking as easy, convenient and secure as possible.
Gesa credit union is committed to making a positive impact in the communities we serve.
Affinity debit cards give back to your community when you swipe.
We have the accounts, products, and services to help you and your small business succeed.
With best-in-class rates and a variety of everyday banking products, Gesa has the right account, card, or loan for you.
Up to 5.00% APY
On select checking accounts!
Routing Number 325181248
Applying should only take a few minutes. Please have these documents ready:
Use your online banking log-in to pre-fill your application with saved information.
You can easily change your debit card through our affinity form.
| Disclaimer | |
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| *APY | * APY = Annual Percentage Yield. Rates, terms, and fees are subject to change. APY is accurate as of the first day of the month – the last dividend declaration date. |
| SmartPlus Checking | *To earn the higher rate, you must:
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