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Routing Number: 325181248

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Commercial Banking —

Business Certificates

Rates
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High-yield, fixed-rate savings

If you’re seeking a higher-yielding fixed-rate savings account for funds that are in excess of your current operating requirements, consider our Business Certificate accounts. Benefits include:

  • Terms ranging from three to sixty months​
  • Interest is compounded and paid monthly and at maturity​
  • Choose one of three tier levels for your account​
  • Certificates can be used as collateral to secure a loan at a competitive margin​
Call to get started

Minimum deposit balance must be maintained to earn APY and fees may reduce earnings on the account. Early withdrawal penalties will apply. Certificate rates are for a limited time only. Stated rates are as of  and are subject to change.

Term
(months)		APY*
(min. balance $500.00)		APY*
(min. balance $50,000.00)		APY*
(min. balance $100,000.00)
3
6
12
18
24
30
36
48
60
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Routing Number: 325181248
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Gesa Credit Union
51 Gage Blvd. Richland, WA 99352

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Applying should only take a few minutes. Please have these documents ready:

  • Social Security Number (SSN)
  • Color copy of driver's license, state ID, or US Passport
  • Contact info
  • Opening deposit by debit card or e-transfer*
    *Credit cards are not accepted.
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Notes & Fees Glossary

Disclaimer
*APY* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change. APY is accurate as of the first day of the month – the last dividend declaration date.
SmartPlus Checking*To earn the higher rate, you must:
  1. Enroll in eStatements
  2. Make a monthly direct deposit of over $200
  3. Complete 15 debit card transactions
  4. Provide and maintain a valid email address
  5. Limit one account per member
For any month where the account does not meet the qualification requirements, the account will earn a lower rate. Minimum balance of $5 needed to open.Qualifying account balances meet minimum requirements. APY subject to change monthly. Rate may change after the account is opened. The qualifying period begins with the first day of the calendar month and ends on the last day of the calendar month at 6:00 P.M. Pacific Time. No monthly fees and no minimum balance required to maintain account. Minimum opening deposit of $5. Fees could reduce earnings. Limit of one specialty checking account (Smart Plus Checking) per member.

* * * * *