Meet your financial goals and lifestyle
With a Gesa Money Market account, the more you save, the more you can earn. Think of it as an accelerator for your savings plan.
Commercial Banking —
Money Market Accounts
Commercial Money Market Rates
Business Money Market Rates
Business Money Market Sweep Rates
Business Money Market Rates
| APY* | Minimum daily balance |
| $2,500.00 – $9,999.99 | |
| $10,000.00 – $49,999.99 | |
| $50,000.00 – $99,999.99 | |
| $100,000.00 – $499,999.99 | |
| $500,000.00+ |
Business Money Market Sweep Rates
| APY* | Minimum daily balance |
| $0.01 – $49,999.99 | |
| $50,00.00 – $249,999.99 | |
| $250,000.00 – $499,999.99 | |
| $500,000.00+ |
Business Money Market Account
- Earn higher dividend based on one of five balance tiers
- Maintain a low $2500 daily balance to earn tiered dividend rate
- Enjoy six remote withdrawals or transfers a month
- Acts as overdraft protection for any Gesa Business checking account
- Dividends paid monthly
Dividends for the Business Money Market Account are calculated by a daily balance method which applies a daily periodic rate to the balance in the account each day. You must maintain a minimum daily balance of $2,500.00 in your account each day to obtain the disclosed annual percentage yield. The minimum balance to open a Money Market Account is $2,500.00. A minimum average daily balance of $2,500.00 is required to avoid a service fee for the calendar month. If the minimum average daily balance requirement is not met, you will be charged a service fee as stated in the Business Fee Schedule. New rates are set on the first of each month; rate may change after the account is opened. Fees could reduce earnings on the account.
Business Money Market Sweep Account
- For businesses that have established a target balance this account will sweep and collect any balances above that target so they can earn dividends
- No minimum balance to open or maintain the account
- Funds are moved into and out of your Sweep account based on a targeted balance established for your Business Analysis Checking account
- Small set-up and monthly service fee
- Unlimited deposits
- Dividends paid monthly
Why go with Gesa?
When you bank with Gesa, you keep your money in your community and give back to local schools and organizations.
- $500,000+ given back to local communities
- Scholarship opportunities for local students
- Sponsorships and grants for local organizations and events
Have any questions?
Contact a Commercial Banking Representative by:
- Calling (833) 322-1893Â or
- Find a Loan Officer
Routing Number: 325181248
51 Gage Blvd. Richland, WA 99352
Federally insured by NCUA
Equal Housing Opportunity
Co-op Shared
Branch
© Gesa Credit Union. All Rights Reserved
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Up to 5.00% APY
On select checking accounts!
Routing Number 325181248
We have upgraded to a new account opening process. Click Get Started to continue.
Getting started is easy!
Applying should only take a few minutes. Please have these documents ready:
- Social Security Number (SSN)
- Color copy of driver's license, state ID, or US Passport
- Contact info
-
Opening deposit by debit card or e-transfer*
*Credit cards are not accepted.
Call (888) 946-4372 or apply at a branch
Already a member?
Use your online banking log-in to pre-fill your application with saved information.
Notes & Fees Glossary
| Disclaimer | |
|---|---|
| *APY | * APY = Annual Percentage Yield. Rates, terms, and fees are subject to change. APY is accurate as of the first day of the month – the last dividend declaration date. |
| SmartPlus Checking | *To earn the higher rate, you must:
|