Checking and savings —
Student Checking
A Student Checking account makes managing money easy.
- APY* on balances $0 - $500
- APY* on balances $500+
- Minimum of $5 to open account
Student friendly features
- Perfect for budget-minded students ages 14-18
- FREE Debit Card
- FREE Online Banking
- Unlimited ATM transactions
- Minimum of $5 to open account
- No monthly service charges
* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change. APY is accurate as of 03/04/23 or the first day of the month – the last dividend declaration date.
Dividends on Student Checking Accounts are calculated using the daily balance method and will be credited to the member’s account every month. Rate may change after the account is opened. If you close your account before dividends are paid, you will not receive the accrued dividends. The minimum balance to open an account is $5.00, the par value of a share. Courtesy Pay is not offered on Student Checking Accounts. Only electronic transactions such as debit card or ACH transactions are permitted. Fees could reduce earnings on the accounts.
Notes and Fees
* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change. APY is accurate as of or the first day of the month – the last dividend declaration date.
Dividends on Student Checking Accounts are calculated using the daily balance method and will be credited to the member’s account every month. Rate may change after the account is opened. If you close your account before dividends are paid, you will not receive the accrued dividends. The minimum balance to open an account is $5.00, the par value of a share. Courtesy Pay is not offered on Student Checking Accounts. Only electronic transactions such as debit card or ACH transactions are permitted. Fees could reduce earnings on the accounts.
APY*
On account balances $0 – $500
APY*
On account balances over $500
* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change. APY is accurate as of 07/01/2022 or the first day of the month – the last dividend declaration date.
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Dividends on Student Checking Accounts are calculated using the daily balance method and will be credited to the member’s account every month. Rate may change after the account is opened. If you close your account before dividends are paid, you will not receive the accrued dividends. The minimum balance to open an account is $5.00, the par value of a share. Courtesy Pay is not offered on Student Checking Accounts. Only electronic transactions such as debit card or ACH transactions are permitted. Fees could reduce earnings on the accounts.
Benefits with all Gesa checking accounts
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Online and Mobile banking
24-hour access to your accounts to make transfers, deposit checks, and more.
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Nationwide ATMs
Access to over 70,000 surcharge free ATMs throughout the CU24 credit union ATM network.
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Mobile Wallet
Pay for your purchases with your Gesa debit or credit card on your smartphone.
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Card Manager
Card manager and custom alerts to keep you in the loop about your money.
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No monthly service charges
We believe in growing your money. That’s why we have no monthly service charges on our personal checking accounts.
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Early direct deposit
Get early access to your direct deposit before it lands in your checking account
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Round up transactions
Round up your transactions to the next whole dollar and grow your savings effortlessly.
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Each swipe of a debit card gives back
Gesa’s Affinity debit cards empower you and all our members to earn funds for local schools or community organizations just by swiping your debit card – and it costs you nothing!
Why go with Gesa?
When you bank with Gesa, you keep your money in your community and give back to local schools and organizations.
- $500,000+ given back to local communities
- Scholarship opportunities for local students
- Sponsorships and grants for local organizations and events
Still have questions?
Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
ATM fee rebates are only allowed for eligible Colossal Checking accounts. To qualify, the accounts must have a valid email address, complete 18 debit card purchases, have at least one direct deposit or external ACH auto debit set up, and receive eStatements. For accounts that qualify, ATM fees of $4.99 or less will be reimbursed up to a maximum of $4.99 per individual transaction.
All Gesa consumer checking accounts have no monthly service charges.
Gesa offers many other services to help members accomplish their financial goals, such as Cashier’s Checks, Safe Deposit Boxes, Savings Bond Redemption, and Notary Service.
Still have questions?
Routing Number: 325181248
51 Gage Blvd. Richland, WA 99352
Equal Housing Opportunity
Co-op Shared
Branch
Help when you need it.
Gesa makes banking as easy, convenient and secure as possible.
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People helping people.
Gesa credit union is committed to making a positive impact in the communities we serve.
In the Community
About Gesa
Affinity debit cards give back to your community when you swipe.
We're in the business of growing yours.
We have the accounts, products, and services to help you and your small business succeed.
Banking made for you.
With best-in-class rates and a variety of everyday banking products, Gesa has the right account, card, or loan for you.
Up to 5.00% APY
On select checking accounts!
Routing Number 325181248
Getting started is easy!
Applying should only take a few minutes. Please have these documents ready:
- Social Security Number (SSN)
- Color copy of driver's license, state ID, or US Passport
- Contact info
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Opening deposit by debit card or e-transfer*
*Credit cards are not accepted.
Already a member?
Use your online banking log-in to pre-fill your application with saved information.
Notes & Fees Glossary
| Disclaimer | |
|---|---|
| *APY | * APY = Annual Percentage Yield. Rates, terms, and fees are subject to change. APY is accurate as of the first day of the month – the last dividend declaration date. |
| SmartPlus Checking | *To earn the higher rate, you must:
|