Routing Number 325181248
Credit Cards —
Wise Card
With the Gesa Visa® Wise credit card, you’ll have the convenience of online shopping, along with an everyday low interest rate.
- No annual fee
For your everyday credit card needs
- 0% APR* intro rate on balance transfers for 6 months; after that variable rates of - APR* apply based on creditworthiness
- No annual fee.
- Auto Rental Collision Damage Waiverâ€
Notes and Fees
Please refer to your Visa® Wise Credit Card Disclosure for important information about rates, fees and other transaction fees.
†Auto Rental Collision Insurance. Certain terms, conditions, and exclusions apply. In order for coverage to apply you must use your covered Visa® card to secure transactions.
*APR = Annual Percentage Rate. Offer valid on new Visa® Wise credit card accounts only. For qualifying new accounts, 0% introductory rate is valid on balance transfers for 6 months. Balance transfers must be completed within 60 days from the date the account is opened to obtain the introductory rate. After introductory period has concluded on balance transfers, the APR will return to the regular rate and monthly periodic rate as specified in the Card Agreement (as low as – APR for Wise card). The APR is a variable rate that is based on the Prime Rate as published in the Wall Street Journal.
0%
APR*
On all balance transfers for 6 months
Competitor Credit Card Comparison
 Gesa Wise Card |
 Wells Fargo Reflect Card |
 Citi® Diamond Preferred® Card |
 U.S. Bank Visa® Platinum Card |
|
None |
Intro fee of 3% of the amount of each transfer, after intro period 5% (minimum of $5) |
Intro fee of $5 or 3% of the amount of each transfer, whichever is greater |
Intro fee of $5 or 3% of the amount of each transfer, whichever is greater |
Gesa Wise Card |
Wells Fargo Reflect Card |
Citi® Diamond Preferred® Card |
U.S. Bank Visa® Platinum Card |
|
Standard variable APR as low as 9.99% |
Standard variable APR as low as 13.24% |
Standard variable APR as low as 13.99% |
Standard variable APR as low as 14.74% |
Gesa Wise Card |
Wells Fargo Reflect Card |
Citi® Diamond Preferred® Card |
U.S. Bank Visa® Platinum Card |
|
Standard variable APR as low as9.99% |
Standard variable APR as low as 13.24% |
Standard variable APR as low as 13.99% |
Standard variable APR as low as 14.74% |
Why go with Gesa?
When you bank with Gesa, you keep your money in your community and give back to local schools and organizations.
- $500,000+ given back to local communities
- Scholarship opportunities for local students
- Sponsorships and grants for local organizations and events
Still have questions?
To get started, check out what you pre-qualify for in just a few minutes and with no ding on your credit score.
Yes! You can choose between two WSU athletics Affinity Cards that give back to the athletics teams with no extra charge to you.
Rates vary and are subject to change at the first of every month, but you can explore rates further on our rates page.
Routing Number: 325181248
51 Gage Blvd. Richland, WA 99352
Federally insured by NCUA
Equal Housing Opportunity
Co-op Shared
Branch
© Gesa Credit Union. All Rights Reserved.
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With best-in-class rates and a variety of everyday banking products, Gesa has the right account, card, or loan for you.
Up to 5.00% APY
On select checking accounts!
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Getting started is easy!
Applying should only take a few minutes. Please have these documents ready:
- Social Security Number (SSN)
- Color copy of driver's license, state ID, or US Passport
- Contact info
-
Opening deposit by debit card or e-transfer*
*Credit cards are not accepted.
Call (888) 946-4372 or apply at a branch
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Use your online banking log-in to pre-fill your application with saved information.
You can easily change your debit card through our affinity form.
Notes & Fees Glossary
| Disclaimer | |
|---|---|
| *APY | * APY = Annual Percentage Yield. Rates, terms, and fees are subject to change. APY is accurate as of the first day of the month – the last dividend declaration date. |
| SmartPlus Checking | *To earn the higher rate, you must:
|