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Loans that bring your dreams home.

Buying a home comes with challenges, but we provide helpful options for many families. If you’re a Gesa member with an ITIN—you could qualify for a mortgage up to $500,000!

We can help you find a low rate and potentially buy a bigger house for less. This can open new doors for first-time homebuyers and families with moderate incomes.

Learn how to increase your potential buying power, make low monthly payments, and apply for your home loan today!

It’s normal to have questions, and we can help. Gesa offers a diverse assortment of home loan programs no matter where you are in your home buying journey.

Find a loan officer near you to learn more about our programs and which loan options are the best fit for you.

Happy Family

All loans subject to approval. Offer subject to change without notice. Maximum loan amount is $500,000.

People helping people.

Gesa credit union is committed to making a positive impact in the communities we serve.

Affinity debit cards give back to your community when you swipe.

We're in the business of growing yours.

We have the accounts, products, and services to help you and your small business succeed.

Business East

Business Visa:
A low-rate card made for business owners.

Learn More

We have upgraded to a new account opening process. Click Get Started to continue.

Getting started is easy!

Applying should only take a few minutes. Please have these documents ready:

Call (888) 946-4372 or apply at a branch

Already a member?

Use your online banking log-in to pre-fill your application with saved information.

You can easily change your debit card through our affinity form.

Notes & Fees Glossary

Disclaimer
*APY* APY = Annual Percentage Yield. Rates, terms, and fees are subject to change. APY is accurate as of the first day of the month – the last dividend declaration date.
SmartPlus Checking*To earn the higher rate, you must:
  1. Enroll in eStatements
  2. Make a monthly direct deposit of over $200
  3. Complete 15 debit card transactions
  4. Provide and maintain a valid email address
  5. Limit one account per member
For any month where the account does not meet the qualification requirements, the account will earn a lower rate. Minimum balance of $5 needed to open.Qualifying account balances meet minimum requirements. APY subject to change monthly. Rate may change after the account is opened. The qualifying period begins with the first day of the calendar month and ends on the last day of the calendar month at 6:00 P.M. Pacific Time. No monthly fees and no minimum balance required to maintain account. Minimum opening deposit of $5. Fees could reduce earnings. Limit of one specialty checking account (Smart Plus Checking) per member.

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