Routing Number 325181248
We have a vacancy on our Supervisory Committee. Learn More about how you could help shape the future of Gesa Credit Union.
Our SBA Relationship Managers work with you one-on-one to find the right products that fits your business needs. We are a not-for-profit credit union and a Preferred Lending Provider (PLP) with the Small Business Administration (SBA).
The SBA Quick Loan/Line program is perfect for business needs under $150,000.
How it can be used
Benefits
Qualifications
Low down payment requirements and longer terms makes this the SBA’s most popular loan program.
How it can be used
A simple way to receive expedited financing for your small business. Lines of Credit up to $500,000.
How it can be used
Benefits:
*These fees will continue to be waived through September 30th of 2025 per SBA
How it can be used
Benefits
The SBA CAPLines program is meant to give small businesses access to lines of credit, both revolving and fixed for short term as well as seasonal needs. Line amounts from $500,000 up to $5 Million. Most CAPLine loans must be fully collateralized by borrower assets.
How it can be used
The Working Capital Pilot program offers lines of credit up to $5 million that can be used for both domestic and international transactions. There are two main features of the program: asset-based lending and transaction-based financing. Asset-based WCP loans allow businesses to borrow against their existing assets, while transaction-based financing provides funding earlier in the sales cycle for specific projects. This pilot program is designed to be more flexible and adaptable to the needs of modern small businesses.
Benefits
Qualifications
Government loans are complicated, we have answers
We’ve created a resource center to guide you through the government loan application process. Our materials are designed to be easy to understand, even if you’re new to this type of assistance.
Equal Housing Opportunity
Co-op Shared
Branch
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Gesa makes banking as easy, convenient and secure as possible.
Gesa credit union is committed to making a positive impact in the communities we serve.
Affinity debit cards give back to your community when you swipe.
We have the accounts, products, and services to help you and your small business succeed.
With best-in-class rates and a variety of everyday banking products, Gesa has the right account, card, or loan for you.
Up to 5.00% APY
On select checking accounts!
Routing Number 325181248
Applying should only take a few minutes. Please have these documents ready:
Use your online banking log-in to pre-fill your application with saved information.
You can easily change your debit card through our affinity form.
| Disclaimer | |
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| *APY | * APY = Annual Percentage Yield. Rates, terms, and fees are subject to change. APY is accurate as of the first day of the month – the last dividend declaration date. |
| SmartPlus Checking | *To earn the higher rate, you must:
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